Programs - Cochrane & Company

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Keep in sync with specific-industry risks with our custom programs.

We help enhance your client partnerships.

We Develop Programs

Your clients want to know they’re getting an insurance program that is anything but cookie-cutter. They want to work with an insurance advisor who understands their industry and its unique exposures and how to put together a program that responds. We get that at Cochrane & Company.

We created our Specialty Programs department for this reason – to provide you with specific-industry programs that meet your clients’ expectations for coverage and claims response. We’ve also developed proprietary technology to enrich our agency partners’ experience and streamline all processes.

Our in-house underwriting authority enables us to respond to you immediately and provide the kind of service your clients rely on. We’re also ready to develop new programs with agency partners looking for the expertise to help expand their footprint.

Our Programs

We have designed a comprehensive and competitive insurance policy for your clients in the Private Investigator, Mortgage Field Service, and Security Guard industries. This exclusive MGA program is backed by an AM Best Ratting A+ XV carrier.

Our Top Classes

Private Investigators

All General Private Investigators
Process Serves
Surveillance Operations
Record Checks
Polygraph Examiners
Claims Adjusters
Forensic Investigators
Minimum Security Operations Accepted

Security Guards

Armed & Unarmed Security
Habitational Security
Retail Security
Executive Protection
Off Duty Officers
Canine Patrol & Security
Government Buildings
Certified Training Facilities

Mortgage Field Services

Insured performing any of the following activities for bank owned properties

Occupancy Field Inspections
Lawn Maintenance
Lock Changes
Initial Secure
Snow Removal & Plowing
Minor Repairs
Boarding of Windows
Removal of Internal/External Debris

Program Coverages

Program Highlights

Available in all 50 states
10% MEP
No Audits
HNOA
Stop Gap
Employee Benefits
New Ventures Acceptable
Sub-contractors Welcomed

Standard Policy Limits

Occurrence $1MM/$2MM/$1MM
E&O $1MM/$2MM (Full Separate Limits)
Electronic Data Liability
Assault & Battery
Blanket AI to include Limited Waiver of Subrogation and Primary Non-contributory
Lost Key

Our Locations: Let’s Work Together

Cochrane & Company is one of the premier General Agents in the West, and licensed in all 50 states with a national footprint. Headquartered in Spokane, Washington with offices strategically located in Kalispell, Montana; Roseville, California; Denver, Colorado; and Springfield, Missouri, we are ready to provide you with the services you need.